Description: This report presents the results of a survey conducted by the Older Age Underwriting Practices Survey Subcommittee. The purpose of this survey was to elicit feedback regarding underwriting guidelines, requirements and practices utilized in the assessment of older age applicants.

Description: This report covers mortality Under Standard Ordinary Insurance issues between 1968 and 1969 anniversaries.

Description: This report presents the findings of the 1970 report on mortality on policies with large amounts. This study covers the experience between policy anniversaries in 1963 and 1968 in the first twenty-five policy years of the issues of 1939 and 1967.

Description: Covers 1984 - 1985 and 1980 - 1985 anniversaries mortality experience for individual life.

Description: Covers the intercompany mortality experience for Canadian Standard Ordinary Life insurance policies for the period from 1986 - 1987 anniversaries.

Description: This panel discussion recorded in the Transactions of Society of Actuaries 1959, Vol. 11, No. 30 AB addressed smaller company considerations with respect to Guaranteed Insurability, Family Policy problems, and actuarial research.

Description: This report studies the various benchmarks for analyzing the option-adjusted spreads of the major fixed income asset classes of life insurance companies. In addition, this report analyzes the historical benchmark performance against default rates for the asset class being benchmarked.

Description: Authored by a MIB Solutions team of Tom Rhodes, Stuart Klugman, Marianne Purushotham and Stacy Gill, the report summarizes the results of a study on the application and adoption of credibility theory within the life insurance and annuity industry. In addition to the report, numerical examples related to the application of credibility to company mortality and lapse data are provided in the four Excel files. This excel spreadsheet is a numerical example relating to the application of Credibility for mortality - Limited Fluctuation Method. Please see the SOA website research section for the full report on Credibity Theory Practices.

Description: This report explains the concept and construction of the Market Consistent Embedded Value (MCEV) measure, as well as its usefulness as a profit/risk measure relative to other profit/risk measures currently used by insurance companies for various products. The knowledge from this research will assist actuaries, corporate leadaers, risk management professionals and others in understanding, implementing and comparing MCEV to current risk assessment tools utilized by insurance companies.

Description: Excel file to be attached to cover sheet on this same 2005-2007 individual life persistency study. Contains the actual persistency experience data from the study.